Wave – Small Business Software

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Wave is an online accounting software program that can be accessed on Windows and Mac OS X computers. The program is geared primarily toward very small businesses, such as independent contractors, freelancers, sole proprietors and businesses with less than five employees. Unlike most other accounting software programs, the basic accounting functions of Wave are accessible free of charge. Ads are displayed on the web pages to gain revenue.

With Wave, small businesses can complete a number of key business accounting tasks. The program offers accounts receivable, accounts payable and general ledger functionalities. Invoices can be generated and sent via email to customers right from within the online interface. Users can also produce a number of simple reports with the program, including balance sheets and sales tax reports. There is also a convenient personal finance module included to benefit sole proprietors, independent contractors and freelancers.

Getting started with Wave is very simple for small businesses owners. The website can import data from a number of sources, including many banks and credit card companies. PayPal transactions can be instantly integrated to benefit online sellers, and data can also be imported from Excel files.

For an additional fee, Wave users can access two additional services. One is payroll, an add-on that makes it possible to calculate employee earnings and either process payments by direct deposit or check. The second paid service is payment processing, which gives users the ability to accept credit cards and have the funds deposited into their business checking account.

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